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Whilst InsuraTrip Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.

The Government have stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.

If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential please check on the website:

If you are wishing to travel for leisure only purposes, then we are ONLY able to provide cover for trips that start AFTER the 1st April 2021. 

Please Note:

Our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office advise against all or “all but essential” travel.

With the exception of Section B2 – Emergency Medical, our policies will not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses.

Click here for more information.


With so many policy options available, it can be difficult to work out which is right for you. That's why we have created this comparison page, so that you can view cover levels side-by-side, making it simpler for you to make the right choice.

Important Information for Customers with Serious Medical Conditions

The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

Single & Annual Multi-Trip Travel Insurance

Find below a sample of cover limits taken from the Single Trip & Annual Multi-Trip policy wording:

  Basic Standard Super Premier
Max No. of Days Per Trip 32 32 45 62
Max Cancellation £500 £1,000 £5,000 £7,500
Emergency Medical Expenses £10m £10m £10m £10m
Baggage £500 £1,000 £2,000 £3,000
Excess £195 £195 £95 £50


To view the full policy wording and cover limits, click here.

*Excesses apply, please check policy wording.

Backpacker & Long Stay Travel Insurance

Find below a sample of cover limits taken from the Backpacker & Backpacker Plus policy wording:

  Backpacker Backpacker Plus
Max age at the start of the policy 35 55
If you are unable to go on your trip £1,000 £2,500
Airline Failure £0 £1,000
If your passport is lost or stolen £0 £200
Emergency medical attention £1,000,000 £5,000,000


To view the full policy wording and cover limits, click here.

*Excesses apply, please check policy wording.

Looking for additional cover?

We also have "top-up" cover Options, that can be added to your policy to extend your cover, upon payment of additional premium. 

These Options include:

  • Winter Sports Option
  • Supplier Insolvency and Disruption Option
  • Cruise Plus Cover Option
  • Golf Cover Option
  • Business Plus Cover Option
  • Wedding Cover Option
  • Gadget Cover Option


To find out more information about each of these Options, please visit our Optional Covers Available page.

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more
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