Sport & Hazardous Activity Travel Insurance Additional Sports and Activities

Are you the adventurous type? Planning to get involved in some exciting sports and activities whilst away on your trip? If you are then it is even more important that you get the right travel insurance protections for your upcoming holiday. This is because the risk of something going wrong and you getting hurt, needing hospital treatment, is much greater due their hazardous nature.

Before purchasing your InsuraTrip Travel Insurance policy it is important to understand what sports and activities are covered as standard and which ones you will have purchase an additional activity pack for when getting an InsuraTrip Travel Insurance quote. This is because if you were to have an accident whilst taking part in a sport or activity that are not covered on policy then your claim for medical expenses could be declined, leaving you out of pocket.

You can check whether the sport or activity you are planning on taking part is covered as standard in Activity Pack 1 or whether you need to purchase an additional Activity Pack by checking the Activity Packs further down this page or by checking the policy wording.

What Sports and Activities are Covered on InsuraTrip Travel Insurance Activity Packs?

Below you will find the activity packs available on the InsuraTrip Travel Insurance policy. please however, always refer to the InsuraTrip Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.

Unlike other policies we cover 100+ sports and activities as standard and, no additional premium is required for activities listed in Activity Pack 1. We have categorised the activities that are not covered as standard into seven further bands. If you do not see your chosen activity, do not worry, we may be able to cover it, but you must contact us so we can discuss the activity and what, if any additional premium is necessary. All the activities are covered on a non- professional and non-competitive basis, unless otherwise stated.

Activity Pack 1 – Covered as standard - Aerobics, Amateur Athletic Field Events, Amateur Athletic Track Events, Angling/Fishing (freshwater), Animal Sanctuary (non big game), Archery, Badminton, Bamboo Rafting, Banana Boating, Bar Work, Baseball, Basketball, Billiards, Bird Watching, Board & Card Games, Body Boarding, Boules, Bowling, Bowls, Bridge Swinging, Bungee Jumping, Camel/Elephant Riding/Trekking (UK booked), Camping, Canoeing/Kayaking (White Water Grades 1-3), Caravanning, Catamaran Sailing (In-shore), Clay Pigeon Shooting, Cricket, Croquet, Cross Country Running, Curling, Cycle Touring/Leisure Biking (up to 1,000m*), Dancing, Darts, Disc Golf, Diving (Indoor up to 5m), Dragon Boat Racing, Fencing, Fives, Flag Football, Flying as passenger (private/small aircraft/helicopter), Football/Soccer – Practice and Training, Frisbee (recreational), Golf, Handball - Practice and Training, Highland games, Horse Riding (No Jumping), Hot Air Ballooning, Indoor Skating (not ice), Jet Boating, Jet Skiing, Kiting, Korfball, Laser Tag, Low Ropes, Marathons, Mini-Golf, Model Flying, Model sports, Mountain Biking (up to 1,000m*), Netball, Orienteering, Petanque, Peteca, Pigeon Racing, Pony Trekking, Pool, Quoits, Rackets, Racquetball, Rafting (White Water Grades 1-3), Re-Enactment, Rifle Range, Ringos, River Punting, Roller Blading/Skating (not ice)/Skate Boarding/Scooters (non motorised), Rounders, Rowing (inshore –recreational), Safari (UK organised), Safari Trekking (UK organised), Sailing/ Yachting (recreational - inshore), Scuba Diving (not solo, up to maximum 30m), Segway (supervised, non-competitive), Snorkelling (inside marked areas and / or with lifeguard present), Softball, Squash, Stoolball, Swimming (inside marked areas and / or with lifeguard present), Swimming off a boat (with a qualified supervisor in attendance – i.e. a lifeguard), Swimming with Dolphins (inside marked areas and / or with lifeguard present), Sydney Harbour Bridge Climbing (Professional organised and supervised), Table Tennis, Ten Pin Bowling, Tennis, Theme Parks, Trekking/Mountain Walking/Hiking/Rambling/ Mountaineering (in group) all up to 1,000m*, Tubing, Tug of War, Unicycle riding, Volleyball, Water Parks, Whale Watching (professionally organised), Yachting (Inshore – crewing), Yoga. Activity Pack 2 – Additional Premium required (in addition to the activities listed under Pack 1) - Abseiling (Indoor/Outdoor climbing wall up to 25m), Adventure Racing (up to 6 hours), Airsoft, American Football - Training (Organised and with Safety Equipment), Angling/Fishing (Sea), Assault Courses (No High Ropes), Camel/Elephant Riding/Trekking (non-UK booked), Climbing (Indoor/Outdoor climbing wall up to 25m), Diving (Indoor up to 10m), Dry Slope Skiing, Falconry, Fell Running (up to 2,000m*), Fly boarding, Football/Soccer - Organised Amateur Match, Frisbee (Ultimate Frisbee), Gaelic Football (Training), Gorilla Trekking (Booked pre-trip – requires appropriate trekking altitude pack), Gymnastics, Handball (Organised Amateur Match), Hockey (Field – Organised Amateur Match), Ice Skating, Iron Man, Judo (Organised Training), Karate (Organised Training), Kendo (Organised Training), Lacrosse, Martial Arts (Organised Training), Mountain Biking (up to 2,000m*), Paint Balling, Parasailing, Parascending (Over water), Rap Running/Jumping (Indoor/Outdoor climbing wall up to 25m), Rugby (Training), Safari (non UK booked), Safari Trekking (non UK booked), Sand Yachting, Sea Canoeing/Kayaking (inshore), Shark Diving/Swimming (Cage), Shinty, Street Hockey, Surf life-saving (organised competition), Surfing, Tough Mudder, Trampolining, Trekking/Mountain Walking/ Hiking/Rambling/Mountaineering (in group) all up to Additional sports and activities 2,000m*, Triathlon, War Games/Paint Balling, Water Polo, Water Skiing (No Jumping), Weight Lifting, Windsurfing/Boardsailing/Sailboarding, Wrestling (Organised Training), Zip Lining / Zip Trekking (booked pre-trip - requires appropriate trekking altitude pack.
Activity Pack 3 - Additional Premium required (in addition to the activities listed under Pack 1 & 2) – Included upon payment of winter sports premium Adventure Racing (up 12 hours), American Football Amateur Match (Organised & with Safety Equipment), Animal Sanctuary (Big Game), Biathlon, Big Foot Skiing, Blade Skating, Breathing Observation Bubble (BOB), Canoeing/Kayaking (White Water Grade 4), Canyoning, Cat Skiing, Equestrian, Flying (Crew/Pilot), Flying Helicopter (Pilot), Gaelic Football (Amateur Match), Glacier Walking, Gliding (non-competitive), Go Karting, Gorge Walking (with ropes), Gorilla Trekking (booked during trip – requires appropriate trekking altitude pack), Harness Racing, Hockey (Ice) With Full Body Protection, Horse Jumping (no Polo, no Hunting), Horse Riding (Eventing), Husky Dog Sledding, Hydro Zorbing, Ice Fishing, Kick Sledging, Land Skiing, Langlauf, Modern Pentathlon, Mono-Skiing, Mountain Boarding, Octopush, Off Road Motorcycling (up to 250cc), Offpiste skiing/snowboarding (with guide), Passenger Sledge, Power Boating (inshore), Power lifting, Quad Bikes (Providing you wear a helmet), Rafting (White Water Grade 4), River Tubing, Rodeo, Roller Derby (Safety Equipment must be worn), Roller Hockey, Rugby (Amateur Match), Sand Boarding, Sand Dune Surfing/Skiing, Ski Boarding, Ski Bobbing, Ski Dooing, Skiing, Skiing – Nordic/Cross Country, Sledging/Tobogganing, Sleigh riding (Reindeer, Horses or Dogs), Snorkelling – outside marked areas and / or without a lifeguard present, Snow Biking, Snow Mobile/Ski Doos, Snow Parascending, Snow Scooting, Snow Shoe Walking, Snow Tubing, Snowcat Driving, Speed Sailing (in shore), Speed Skating, Speed Trials/Time Trials (Organised, not public roads), Summer Tobogganing, Swimming ( outside marked areas and / or without a lifeguard present), Swimming off of a boat (Unsupervised and / or no lifeguard), Swimming with Dolphins – ( outside marked areas and / or without a lifeguard present), Telemarking, Tree Top Canopy Walking, Under 17 Driving (not public roads), Zip Lining / Zip Trekking (booked during trip - requires appropriate trekking altitude pack), Zorb Football. Activity Pack 4 - Additional Premium required (in addition to the activities listed under Pack 1-3) - Blowcarting/Land Yachting/Kite Buggy, Boxing Training (Head Guard must be worn), Devil Karting, Dirt Boarding, Fell Running (up to 3,000m*), Gorge Walking (no ropes), High Diving - indoor / outdoor swimming pools only, Jousting, Kite-Boarding/Surfing, Motorised Buggying, Mountain Biking (up to 3,000m*), Paragliding, Paramotoring, Parascending (over land), Roller Skating (24 hour relay), Ski Biking, Ski Blading /Snow Blading, Skiing – Snowcat, Snow Karting, Snow Surfing, Trekking/Mountain Walking/Hiking/ Rambling/Mountaineering- in group (up to 3,000m*), Wake Boarding, Water Skiing (Jumping).
Activity Pack 5 - Additional Premium required (in addition to the activities listed under Pack 1-4) - Abseiling (outdoor above 25m), Caving/Pot Holing, Climbing (Rock & Ice - Harnessed up to 4,000m*), Fell Running (up to 4,000m*), Heli-skiing, Hurling, Hydrospeeding, Ice Go Carting, Ice Windsurfing, Mountain Biking (up to 4,000m*), Polo, Polo cross, Rap Running/Jumping (Outdoor above 25m), River Bugging, Skeleton, Ski Mountaineering (up to 4,000m*), Ski Randonee, Ski Run / Walking (up to 4,000m*), Ski Touring (up to 4,000m*), Ski Joering, Skiing – Freestyle, Skiing – Glacier, Snow Kiting, Trekking/Mountain Walking/Hiking/Rambling/ Mountaineering - in group (up to 4,000m*), Via Ferratta, Wind Tunnel Flying/Indoor Sky Diving, Zorbing/Sphering. Activity Pack 6 - Additional Premium required (in addition to the activities listed under Pack 1-5) - Adventure Racing (up to 24 hours), Assault Courses including High Ropes and Harnessed, Black Water Rafting, Bull Riding, Canoeing/Kayaking (White Water Grade 5), Cave Diving, Cave Tubing, Cycling Racing, Cyclo Cross, Freestyle Skateboarding, Gliding (competition), Hang Gliding, Micro Lighting, Motocross, Motor Racing/Rallies/Competitions (amateur), Off-Piste Skiing/Snowboarding (Without a Guide), Parapenting/Paraponting, Power Boating (off shore), Power Gliding, Power Kiting, Rafting (White Water Grade 5), Scuba Diving (not solo - up to 40m), Ski Flying, Slack-Lining, Trekking/Mountain Walking/ Hiking/Rambling/Mountaineering - in group (Inca - Trail), Wicker Basket Tobogganing.
Activity Pack 7- Additional Premium required (in addition to the activities listed under Pack 1-6) - Adventure Racing (up to 36 hours), BMX Freestyle & Racing, Climbing (Rock & Ice - Harnessed up to 5,000m*), Downhill Mountain Biking, Fell Running (up to 5,000m*), Kloofing, Mountain Biking (up to 5,000m*), Scuba Diving (Solo) – up to 40m, Ski Mountaineering (up to 5,000m*), Ski Run / Walking (up to 5,000m*), Ski Touring (up to 5,000m*), Solo Climbing/Mountaineering (up to 5,000m*), Tandem Skydive (maximum of 2 jumps per trip), Trekking/ Mountain Walking/Hiking/Rambling/Mountaineeringin group (up to 5,000m*). Activity Pack 8 - Additional Premium required (in addition to the activities listed under Pack 1-7) - Adventure Racing (up to 48 hours), Airboarding, Alligator Wrestling, Bobsleigh, Bouldering, Boxing - Amateur Fight (Head Guard must be worn), Bull Running, Climbing (Rock & Ice - Harnessed up to 6,000m*), Coasteering, Drag Racing, Fell Running (up to 6,000m*), Free Diving, Ice Diving, Ice Holing, Ice Marathon, Ice Speedway, Judo (competition), Karate (competition), Kendo (competition), Luge/ Bobsleigh, Martial Arts (competition), Mixed Gas Diving, Mountain Biking (up to 6,000m*), Parachuting, Rowing (Off-shore Recreational), Sailing/Yachting (Off-shore recreational), Solo Skydive (maximum of 1 jump per trip), Ski Acrobatics, Ski Jumping, Ski Mountaineering (up to 6,000m*), Ski Racing, Ski Run / Walking (up to 6,000m*), Ski Stunting, Ski Touring (up to 6,000m*), Skiing – Para, Sky Diving, Sky Jumping, Sky Surfing, Tree Top Canopy Walking (set up), Trekking/Mountain Walking/Hiking/Rambling/ Mountaineering- in group (up to 6,000m*), Wrestling (Amateur competition), Yachting (racing/crewing) - outside territorial waters (offshore).

You should always refer to the policy wording for full Activity Pack terms, conditions and exclusions.

How do I Get a Sports and Activities Travel Insurance Quote?

It's quick and easy to get a quote and buy InsuraTrip Travel with cover for sports and hazardous activities online. All you have to do is select the correct Activity Pack that contains the sport you wish to partake in on the ‘Your Quote’ page when getting a quote to add it to your InsuraTrip Travel Insurance policy.


Please Note. Remember to add the Activity Pack you require on the ‘Your Quote’ page when getting a quote to add it to your InsuraTrip Travel Insurance policy.

Additional Sports and Activities is available on...