InsuraTrip Business Travel Insurance Business Cover Option

If you are planning a business trip you might like to add travel insurance to your checklist so that you don’t forget to take out extended cover, if you need it, that is specially designed to provide cover for the extra risks associated with business travel. With Business Travel Insurance you can keep your mind on the upcoming conference or meeting to get the job done and let InsuraTrip protect you.

InsuraTrip Business Cover Option provides cover for a range of different things from lost or stolen business equipment to the cost of sending replacement personal should an individual fall ill during the trip, as well as cover for business money and the costs to emergency courier of business samples – if something goes wrong, your InsuraTrip Business Travel Insurance policy will be there to save your skin.

What is Covered on InsuraTrip Business Travel Insurance?

Below is a brief explanation of what is covered on InsuraTrip Travel Insurance with business cover option. However, you should always refer to the InsuraTrip Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.

Summary of Cover Standard Excess Extra Excess Super Excess Premier Excess

Business Equipment

- Item/Pair/Set Limit

Business Samples

- Item/Pair/Set Limit

£1,000

£250

£500

£250




£195

£1,000

£250

£500

£250

£150

£1,500

£500

£750

£350




£95

£2,000

£1,000

£1,000

£500




£50

Emergency Courier of Business Samples (after 12 hours)

£200

£195

£200

£150

£300

£95

£400

£50

Business Money

- Cash Limit

£500

£250


£195

£500

£250


£150

£500

£250


£95

£500

£250


£50

Delayed Equipment/Hire (£100 per 24 hours)

£200

£195

£200

£150

£300

£95

£400

£50

Replacing Staff

Nil

Nil

Nil

Nil

Nil

Nil

£500

£50

The table above is only a summary of cover. The sections of “Business Cover Option” are explained in more detail below however, you should always refer to the policy wording for full business travel insurance business plus insurance terms, conditions and exclusions.

Business Equipment Cover – for the cost of repairing business samples or equipment that is damaged whilst on your trip, up to the original purchase price of the item or the original cost for items (less an allowance for age, wear and tear) that are stolen, lost or destroyed whilst on your trip.

Emergency Courier of Sample Cover - for the transportation costs of replacing business samples if they are misplaced, lost or stolen on your onward journey from your home country for over 12 hours from the time you arrive at your trip destination

Business Money Cover - the loss or theft of your business cash during your trip.

Replacing Staff Cover - either a replacement employee or for you to return within one month of the event to complete the planned duties you were unable to complete due to your hospitalisation before your trip, repatriation during your trip or necessary curtailment of your trip.

How do I Get a Business Travel Insurance Quote?

It's quick and easy to get a quote and buy InsuraTrip Travel Insurance including business cover online. All you have to do is select the Business Cover Option on the ‘Your Quote’ page when getting a quote to add it to your InsuraTrip Travel Insurance policy.

Please Note. Remember to add the Business Cover Option on the ‘Your Quote’ page when getting a quote to add it to your InsuraTrip Travel Insurance policy.

Business Cover Option is available on...
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