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InsuraTrip’s Travel Insurance Tips

Why Choose InsuraTrip?


Whilst InsuraTrip Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.

The Government have stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.

If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential please check on the website:

If you are wishing to travel for leisure only purposes, then we are ONLY able to provide cover for trips that start AFTER the 1st April 2021. 

Please Note:

Our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office advise against all or “all but essential” travel.

With the exception of Section B2 – Emergency Medical, our policies will not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses.

Click here for more information.

After booking your holiday abroad, it is important to make sure you purchase a travel insurance policy which meets your needs and will cover as many aspects of your holiday as possible.

InsuraTrip offers four levels of travel insurance cover, along with bolt-on options that can be used to “top-up” your policy for additional cover. This gives the ability to tailor the insurance policy to meet your needs and ensure that you are properly insured whilst on your travels, giving you peace of mind.

Sports & Activities

Make sure you pick a travel insurance policy that covers you for any sports and/or activities that you wish to partake in whilst you are on holiday – even if you haven’t pre-planned any activities, have a think about any that you may decide to do whilst abroad. Some activities will be covered within travel insurance policies as standard, but for more dangerous and hazardous activities and those with increased risk of injury like snowboarding, an additional premium may need to be paid for cover.

Check our Sports and Activities List to view cover included on different policies. You may find that our Adventure & Sports Travel Insurance, Winter Sports Travel Insurance or Snow Boarding Travel Insurance is better suited to your needs.

Additional Cover Options

We offer fantastic Options that can be added onto your travel policy, either Single Trip or Annual Multi-Trip, as a "top-up", for additional cover. These options offer cover for specific types of trips or cover, including:

  • Business Trips
  • Cruise Holidays
  • Golf Trips
  • Wedding Cover 
  • Airspace Closure / Trip Disruption
  • Gadget Cover
  • Winter Sports Holidays


These options offer fantastic flexibility - allowing you to add the cover that you need, to your travel policy.

To view more information on our Optional Covers, click here. 

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more
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