Annual Multi-Trip Travel Insurance

7 Options available including:
Airspace Closure Option, Business Cover Option, Gadget Cover Option, Golf Cover Option...see all

GET A QUOTE Policy Wording
Feefo logo

Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Annual Multi-Trip Travel Insurance

InsuraTrip Annual Multi-Trip Travel Insurance

Insuratrip Annual Multi Trip Travel Insurance is available from just £18.40* for the whole year! That’s the equivalent of just £1.53 per month!

Do you travel abroad for holidays or business trips more than once a year?

If you go abroad just twice a year, an Annual Multi-Trip travel insurance policy could save you valuable time and money. Maybe you have a winter sports holiday and a summer beach holiday? Or maybe you like to explore a number of different places on weekend city breaks each year? Either way an Annual Multi-Trip travel insurance policy can cover an unlimited number of these and other trips  in a year (as long as each trip is no longer than the maximum per trip duration that applies to your chosen level of Annual Multi-Trip policy).

Buying a multi-trip insurance policy means you don’t have to spend time searching and comparing travel insurance every time you want to travel.

Insuratrip Annual Multi Trip Insurance key benefits:

  Standard Extra Super Premier
Max No. of Days Per Trip 32 32 45 62
Max Cancellation £1,000 £2,500 £5,000 £7,500
Emergency Medical Expenses £10m £10m £10m £10m
Baggage £1,000 £1,500 £2,000 £3,000
Excess £195 £150 £95 £50


To view full summary of cover click here.

Check you have the cover you need

Cover for over 100 exciting sports and activities are included in our Annual Multi-Trip Travel Insurance policy as standard. To find out which activities you are already covered for with this policy, and which activities you can still get cover for by payment of additional premium, take a look at our Sports & Activities List.

If you are looking to take part in activities that are considered dangerous and/or hazardous, such as sky diving, you may not be covered under this policy. The good news is that we can still cover most activities requested, with our Adventure & Sports Travel Insurance.

Looking to travel for a longer period?

If you are planning on travelling longer than the number of days allowed on the Insuratrip Annual Multi-Trip policy (see table above) in any one trip then you will not be covered for any part of that trip; our Backpacker or Backpacker Plus Travel Insurance Policies may be better suited to you because they are specifically designed to cover longer duration policies, up to 24 months. 

Why Choose

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy and so you only pay for the additional cover you need.

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Independent Travel On Multi-Trip Policies
  • Wide Range of Options including gadgets, wedding, winter sports and more...
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is, if you have a pre-existing medical condition, Insuratrip can consider 1000’s of conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

How do I get a Quote for Annual Multi-Trip Travel Insurance?

It’s quick and easy to get an InsuraTrip Annual Multi-Trip Travel Insurance quote. Just click the ‘Get A Quote’ button to get an online quote for Annual Multi-Trip Travel Insurance.

All travel insurance enquiries are dealt with on a case-by-case basis. In addition to the InsuraTrip Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding you travel cover for all medical conditions. The InsuraTrip Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel cover you need with one call to InsuraTrip Travel Insurance.

Travel Insurance Policy Options

Airspace Closure Option
Airspace Closure Option

Add the Airspace Closure Option to your InsuraTrip Travel Insurance policy for additional cover for travel disruption because of a volcanic eruption. Cover is available for Abandonment, Accommodation and Emergency Purchases, Re-arranged Travel, and the cost to Return Home.

Business Cover Option
Business Cover Option

Add the Business Cover Option to your InsuraTrip Travel Insurance policy to include cover for business equipment, emergency courier of business samples, business money and the cost of replacement personnel.

Gadget Cover Option
Gadget Cover Option

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, iPhones, iPads, Tablets, Cameras, Go Pros, Smart Watches and Laptops.

Golf Cover Option
Golf Cover Option

Add the Golf Cover Option to your InsuraTrip Travel Insurance policy if you are taking your golf clubs on your trip to get cover for them and other golfing equipment. This also covers costs to hire replacements if your equipment is lost, stolen or damaged.

Additional Sports and Activities
Additional Sports and Activities

Insuratrip Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade your InsuraTrip policy to include more adventurous activities and sports from 8 available activities packs such as swimming off a boat (Unsupervised and / or no lifeguard), coasteering, mountain Biking (up to 6,000m altitude) and much, much more.

Wedding Cover Option
Wedding Cover Option

Add Wedding Cover Options to your InsuraTrip Travel Insurance policy to include cover for Ceremonial Attire, Wedding Gifts, Wedding Rings and Photographs and Video Recordings.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.