Backpacker & Long Stay Travel Insurance

1 Option available including:
Gadget Cover Option...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Backpacker & Long Stay Travel Insurance

InsuraTrip Backpacker & Long Stay Travel Insurance

Are you planning an extended trip abroad? Perhaps you would like to explore the USA for 6 months, or go backpacking through Peru?

If you are going on a long term trip you may want to think about backpacker travel insurance to help protect you in the event that something unexpected happens, such as falling ill while in another country, having an accident or losing personal possessions.

InsuraTrip Backpacker Travel Insurance and Backpacker Plus Travel Insurance is designed specifically with longstay trips in mind and can cover extended trips abroad of up to 24 months. The two different cover levels allow you to choose the policy that will meet your requirements so you only pay for the travel insurance cover you need. Plus, if you are not 100% sure about how long you may be away for, you can even extend your policy before it expires so you can stay abroad even longer (up to the maximum of 24 months)!

Not sure which Travel Insurance cover you need?

Take a look at our comparison chart below, showing key benefits that are available on each travel insurance policy, so you can choose the cover that is right for you.


  Backpacker Backpacker Plus
Max age at the start of the policy 35 55
If you are unable to go on your trip £1,000 £2,500
Airline Failure £0 £1,000
If your passport is lost or stolen £0 £200
Emergency medical attention £1,000,000 £5,000,000
Excess £85 £85


A 26 year old travelling to Australia for 9 months could upgrade to the Backpacker Plus policy for just £31.16 – the equivalent of just £2.60 PER MONTH! *Quote is based upon a traveller 26 years of age, travelling to Australia for 9 months.

Sports & Activities

Every adventure is different: we understand that backpacking through Indonesia for 3 months and working in Italy for a year are very different kinds of travel adventures! This is why we have designed two products, Backpacker Insurance and Long Stay Travel Insurance, so that you can pick the long duration travel insurance policy that meets your needs the best - all whilst giving you great value for money.

Both of our Backpacker Insurance products can give you cover for up to 24 months, meaning you can have the adventure trip of a life time!

While you’re away we’re sure you will be looking to try new experiences and activities. With this in mind, over 100 activities are covered by InsuraTrip as standard, with many more sports and activities able to be added by purchasing the additional activity packs.

To take a look at the cover included and view additional cover options in our Sports & Activities List, click here.

Why Choose

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy and so you only pay for the additional cover you need.

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Independent Travel On Multi-Trip Policies
  • Wide Range of Options including gadgets, wedding, winter sports and more...
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is, if you have a pre-existing medical condition, Insuratrip can consider 1000’s of conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

How do I get a Quote for Backpacker & Long Stay Travel Insurance?

It’s quick and easy to get an InsuraTrip Backpacker & Long Stay Travel Insurance quote. Just click the ‘Get A Quote’ button to get an online quote for Backpacker & Long Stay Travel Insurance.

All travel insurance enquiries are dealt with on a case-by-case basis. In addition to the InsuraTrip Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding you travel cover for all medical conditions. The InsuraTrip Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel cover you need with one call to InsuraTrip Travel Insurance.

Travel Insurance Policy Options

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Gadget Cover Option
Gadget Cover Option

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, iPhones, iPads, Tablets, Cameras, Go Pros, Smart Watches and Laptops.