Sports & Activities List
Sports and Activities List
Unlike other policies, InsuraTrip covers many sports and activities as standard, if you do not see your chosen activity, do not worry, we may cover it, but you must contact us so we can discuss the activity and what, if any additional premium is necessary.
Cover is included for your participation in the below sports on a recreational or amateur basis.
Any involvement in sports and activities is subject to your compliance with local laws and regulations and the use of recommended safety equipment (such as helmet, harness, goggles, life jackets).
The Activities information below applies directly to Single & Annual Multi-Trip Policies.
PLEASE NOTE
- Section H - Personal Liability cover is excluded if the activity is marked with +
- Section I - Travel Accident is excluded if you are operating motorcycles with 125cc or larger engine capacity *
Activities Included in Activity Pack 1 - Covered as standard
Covered as Standard
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | V | W | Y | Z
A
Aerobics
Angling
Animal Sanctuary/Refuge Work (Excluding Big Cat)
Archery+
Athletics - Track & Field
B
Badminton
Ballooning - Hot Air (as passenger only)
Banana Boating
Baseball
Basket Ride
Basketball
Beach Games
Billiards
Bird Watching
BMX (excluding freestyle, stunts, obstacles & racing)
Board Sailing
Body Boarding
Bowling
Bowls
Bungee Jumping (maximum of 2 jumps)
C
Camel/Elephant Riding
Camping
Canoeing/Kayaking/Rafting/Tubing (not white water) river only
Catamaran Sailing (In-shore)+
Clay Pigeon Shooting+
Cricket+
Croquet
Curling
Cycling including e-cycles (excluding touring, BMX & mountain biking)
D
Dancing
Darts
Diving (indoor up to 5 metres)
E
Elephant/Camel Riding
F
Fell Walking
Fencing
Flag Football
Flying a kite
Football
Fresh Water/Sea Fishing (not deep sea fishing)
Frisbee (not Ultimate Frisbee)
G
Glass Bottom Boats
Golf
Gymnastics (including Cheerleading)
H
Handball
Helicopter (sightseeing as a passenger)
Highland Games
Hiking/Trekking/Walking up to 3000m excluding the use of ropes or guides
Horse Riding (no hunting, juming or polo)
I
Ice Skating (ice rink only)
Indoor Climbing (on climbing wall)
J
Jet Boating/Power Boating (as a passenger, no racing)+
Jet Skiing+
Jogging
K
Keepfit
Korfball
L
Low Ropes
M
Marathons (maximum of 2 and not extreme marathons)
Model Flying
Model Sports+
Motorcycling (EU only - on road wearing a helmet provided you hold an appropriate UK licence for the capacity of the motorcycle you are riding)+*
Mountain Biking (not downhill or freeriding)
N
Netball
O
Orienteering
Outward-Bound Pursuits (ground level only)
P
Paddle Boarding
Paintballing (including Airsoft)+
Parascending/Parasailing (over water) towed by boat
Petanque
Pigeon Racing
Pony Trekking
Pool
Q
Quoits
R
Rackets
Racquet Ball
Rambling (up to 3,000m)
Rifle Range+
Ringos
River Walking
Roller Blading/Roller Skating
Rounders
Rowing (not ocean rowing)
Running Sprint/Long Distance (up to and including Marathon distance)
S
Safari (animal) but not an aerial safari
Sail Boarding
Sailing including dinghy's (in shore)+
Scuba Diving to 30m if qualified and not diving alone, or down to 18 metres if not qualified and must be accompanied by a qualified instructor
Sea Kayaking as a beach activity (within sight of the shore)
Segway
Shooting+ (target range-not hunting)
Snooker
Snorkelling
Softball
Squash
Stoolball
Surfing
Swimming (not open water)
Swimming with Dolphins
Sydney Harbour Bridge
T
Table Tennis
Ten Pin Bowling
Tennis
Trampolining
Tree Top Canopy Walking
Tug of War
V
Volleyball
W
Wake Boarding
Water Polo
Water Skiing (no jumping)
Whale Watching
Windsurfing
Working (excluding manual labour but including office and clerical work, bar and restaurant work, music performance and singing, fruit picking (not involving the use of machinery))
Y
Yatching (in-shore)+
Yoga
Z
Zip Lining
Zorbing (including Hydro Zorbing)
Important Information Regarding Activities
No Cover will be provided under any section of the policy if you are:
- participating in, or training for any professional or semi-professional sporting competition or event; or
- participating in, or training for any amateur sporting competition while on your trip. This does not include
- participating in informal recreational sporting competitions and tournaments organised by hotels, resorts or cruise lines to entertain their guests.
- participating in, or training for any sport or activity with a company that (where required) is not regulated or licensed or where the sport or activity is otherwise prohibited by law.
- participating in, or training for any sport or activity not listed.
If you are unsure please do not hesitate to contact us on 01483 806 909 and we can discuss your individual requirements.
Activities Included in Activity Pack 2, 3, 4, & 5 - Covered for an additional premium
Activity Pack 2
A | B | C | D | F | G | H | L | O | R | S | T | U | W
A
Abseiling
Aerial Safari (animal)
B
Breathing Observation Bubble (BOB)
C
Cross Country Running
Cycle Touring including e-cycles
D
Deep Sea Fishing
Dragon Boating
Dry Slope Skiing/Snowboarding (including indoor artificial snow slopes)
F
Falconry
Fell Running
Fives
G
Go Karting (motorised)+
Gorge Walking
Gorilla Trekking
H
Hockey (not Ice Hockey)+
Hurling+
L
Lacrosse+
O
Octopush
R
Roller Hockey+
S
Shinty
Street Hockey+
Swim Trekking
Summer Tobogganing
Swimming Open Water (organised and subject to boat escort e.g. swim trek. No cover for across channel etc...)
T
Triathlon (not extreme)
U
Ultimate Frisbee
W
War Games+
Important Information Regarding Activities
No Cover will be provided under any section of the policy if you are:
- participating in, or training for any professional or semi-professional sporting competition or event; or
- participating in, or training for any amateur sporting competition while on your trip. This does not include
- participating in informal recreational sporting competitions and tournaments organised by hotels, resorts or cruise lines to entertain their guests.
- participating in, or training for any sport or activity with a company that (where required) is not regulated or licensed or where the sport or activity is otherwise prohibited by law.
- participating in, or training for any sport or activity not listed.
If you are unsure please do not hesitate to contact us on 01483 806 909 and we can discuss your individual requirements.
Activity Pack 3
C
Canoeing/Kayaking/Rafting/Tubing (white water), Grade 1 & 2, rivers only
L
Land Yachting (including Blow Carting & Kite Buggying)+
S
Sand Boarding
Sand Dune Surfing/Skiing+
Important Information Regarding Activities
No Cover will be provided under any section of the policy if you are:
- participating in, or training for any professional or semi-professional sporting competition or event; or
- participating in, or training for any amateur sporting competition while on your trip. This does not include
- participating in informal recreational sporting competitions and tournaments organised by hotels, resorts or cruise lines to entertain their guests.
- participating in, or training for any sport or activity with a company that (where required) is not regulated or licensed or where the sport or activity is otherwise prohibited by law.
- participating in, or training for any sport or activity not listed.
If you are unsure please do not hesitate to contact us on 01483 806 909 and we can discuss your individual requirements.
Activity Pack 4
B
Black Water Rafting
C
Canoeing/Kayaking/Rafting/Tubing (white water), Grade 3 rivers only
Canyoning
K
Kite Boarding/Kite Surfing+
H
Hiking/Trekking/Walking up Kilimanjaro or Inca Trail
M
Mud Run and Obstacle Course
S
Shark Cage Diving
Important Information Regarding Activities
No Cover will be provided under any section of the policy if you are:
- participating in, or training for any professional or semi-professional sporting competition or event; or
- participating in, or training for any amateur sporting competition while on your trip. This does not include
- participating in informal recreational sporting competitions and tournaments organised by hotels, resorts or cruise lines to entertain their guests.
- participating in, or training for any sport or activity with a company that (where required) is not regulated or licensed or where the sport or activity is otherwise prohibited by law.
- participating in, or training for any sport or activity not listed.
If you are unsure please do not hesitate to contact us on 01483 806 909 and we can discuss your individual requirements.
Activity Pack 5 - Includes Winter Sports
A | B | C | G | H | I | K | L | S
A
Airboarding
B
Biathlon
Big Foot Skiing
Blade Skiing
C
Cat Skiing (with a guide)
Cross-Country Skiing
G
Glacier Skiing/Walking (up to 8,000m)
H
Husky Dog Sledding (as passenger, with experienced local driver)
I
Ice Go Karting+
Ice Windsurfing
K
Kick Sledging
L
Langlauf
S
Ski Blading
Ski Boarding
Ski-Dooing (as driver + or passenger)
Skiing
Skiing (Alpine)
Skiing (Mono)
Skiing (Nordic)
Skiing (off-piste) except in areas considered to be unsafe by local resort management
Skiing (Telemark)
Ski Randonee
Ski Run Walking
Ski Touring
Sledge/Sleigh Riding as a passenger (pulled by horse or reindeer)
Sledging/Tobogganing (on snow)
Snowboarding
Snowboarding (off-piste) except in areas considered to be unsafe by local resort management
Snow Mobiling (as driver + or passenger)
Snow Parascending
Snow Shoe Walking
Snow Surfing
Snow Tubing
Important Information Regarding Activities
No Cover will be provided under any section of the policy if you are:
- participating in, or training for any professional or semi-professional sporting competition or event; or
- participating in, or training for any amateur sporting competition while on your trip. This does not include
- participating in informal recreational sporting competitions and tournaments organised by hotels, resorts or cruise lines to entertain their guests.
- participating in, or training for any sport or activity with a company that (where required) is not regulated or licensed or where the sport or activity is otherwise prohibited by law.
- participating in, or training for any sport or activity not listed.
If you are unsure please do not hesitate to contact us on 01483 806 909 and we can discuss your individual requirements.